Guiding you towards a brighter Future.

From Life Insurance to Medicare Planning

And EVERYTHING in between

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Call us at 412-671-8757
Denise Kintigh Headshot

Meet Denise Kintigh

Denise Kintigh is an independent licensed insurance agent whose #1 priority is the needs of her clients. She is local, born and raised in Western Pennsylvania, making her a hometown girl. Denise is a mother to three children and has six amazingly wonderful grandchildren.

Her team and she believe seniors deserve to live happy, healthier lives and get more out of life. Their mission is to help provide peace of mind to the clients they serve in transitioning to retirement from Medicare to legacy planning. They are very passionate about assisting clients in finding the best solutions for their specific needs from over 150 of the top companies. They provide various services to their clients.

Denise is licensed in Pennsylvania, Ohio, Maryland, West Virginia, Virginia, New Jersey, Arizona, South Carolina, and Florida.

Our mission is to take anxiety and angst out of the decision-making process from healthcare to financial freedom.

Susan Houy

Meet Susan Houy

Retirement Specialist

Sue Houy was born and raised in New Sewickley Twp. in Beaver County and still resides there. After graduating from Freedom High School she worked in both the restaurant and retail industries. However she didn't find her passion until 2010 when she started helping clients navigate their journey into retirement.  Whether your need is regarding Medicare coverage, Life Insurance, Cancer Insurance, or protecting your Investments, she is able to help you. Sue is passionate about making sure her clients reach their retirement goals and being able to give them peace of mind in their retirement years.

Sue is licensed in Pennsylvania ,Ohio, South Carolina, Kentucky and Florida.

Retirement Transition Services

Doctor explaining medicare options to patient in office setting

Medicare Planning

The process of educating you about your rights and options with the Medicare program and associated supplemental services reducing the financial risks associated with medical costs.

  • Medicare Supplement
  • Medicare Advantage
  • Hospital Indemnity
  • Part D Prescription Drugs
  • Cancer Protection
  • Dental/Vision/Hearing
Elderly woman with a cane walking happily in garden with assistance from health aide

Long Term Care

It is difficult to predict how much or what type of long-term care a person might need. What we do know is that it is the leading cause of poverty among the Senior Community. Put your plan in place now.

  • LONG TERM CARE INSURANCE
  • RECOVERY CARE / POST HOSPITAL
Older couple with backpacks looking out over lake and forest vista

Retirement Income

Helping individuals prepare for retirement’s transition from asset accumulation to income generation and asset distribution.

  • ROLLOVER IRA
  • ROTH IRA
  • TRADITIONAL IRA
  • SEP
  • CD ALTERNATIVES
  • GUARANTEED LIFETIME INCOME
  • SURVIVOR REPLACEMENT INCOME
  • PENSION MAXIMIZATION
  • DISABILITY INSURANCE
Grandfather and grandson having fun fishing on a dock at sunrise

Legacy Planning

Extends peace-of- mind by having a plan to provide continuation of your legacy.

  • GIFTING – never forget your grandchildren!
  • CHARITABLE DONATIONS
  • PROTECTION OF FUTURE GENERATIONS
  • TUITION REWARDS: NO-COST PRIVATE SCHOOL FUNDING
Young couple holding their young son's hands as they walk through a meadow

Life Insurance

Providing protection for loved ones for life events and/or catastrophes by transferring the risks. Ensuring lifestyle and asset protection.

  • LIFE INSURANCE
  • INDIVIDUAL HEALTH INSURANCE
  • WEALTH TRANSFER
  • MORTGAGE & INCOME PROTECTION
  • RETIREMENT SUPPLEMENTS
  • NON-QUALIFIED DEFERRED COMPENSATION
  • FINAL EXPENSEs
Start Planning Today!Call us at 412-671-8757

Companies

Our Amazing toprated Partners

American Senior BenefitsSuccess Financial SolutionsSuccess Wealth Management

We are empowered by the most highly recognized companies in the country to provide you maximum coverage at the most affordable price.

UPMCHighmark HealthSilverScriptGeisingeraetnaUnited HealthcareCignaHumanaGCUGCURoyal Neighbors of AmericaRoyal Neighbors of AmericaRoyal Neighbors of AmericaRoyal Neighbors of AmericaRoyal Neighbors of AmericaRoyal Neighbors of AmericaRoyal Neighbors of America